# Xoala vs payabl.

The clearest difference is update cadence: payabl. at fortnightly against Xoala's monthly. Xoala's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xoala ships an update monthly, payabl. fortnightly. The most recent releases landed on October 8, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Xoala | payabl. |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Size | 79 MB | 44 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Steven AB](https://appshunter.io/developer/1087049563) | [PAYABL. CY LIMITED](https://appshunter.io/developer/1804856916) |

## What reviewers say

### Xoala

[App page](https://appshunter.io/ios/app/xoala/id6741909576)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### payabl.

[App page](https://appshunter.io/ios/app/payabl/id6743836626)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Xoala free?

Xoala is free to download, with no in-app purchases.

### Is payabl. free?

payabl. is free to download, with no in-app purchases.

### Do Xoala or payabl. have ads?

Neither Xoala nor payabl. shows ads.

### Which is updated more often, Xoala or payabl.?

Xoala ships an update monthly, and payabl. fortnightly. Most recently, Xoala was updated on October 8, 2026 and payabl. on September 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*