# ChipInPool vs Cube

The clearest difference is device support: ChipInPool at 3 against Cube's 1. ChipInPool also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ChipInPool against 5.0 for Cube. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

ChipInPool ships an update every 5 days, Cube every 4 days. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | ChipInPool | Cube |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/cube-money-together/id6755666521/reviews) |
| Number of ratings | **4** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free | Free |
| Size | 40 MB | 148 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Jordan Pollard](https://appshunter.io/developer/1141769853) | [Cube Money](https://appshunter.io/developer/1855399973) |

## What reviewers say

### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Cube

[App page](https://appshunter.io/ios/app/cube-money-together/id6755666521)

This app facilitates group savings by allowing users to create or join private savings circles. Members contribute on a schedule and take turns receiving the full pooled amount, all managed transparently without banks or interest.

**Highlights:** Create or join private savings groups, Schedule contributions and track payments, Rotate receiving full payouts, Transparent activity tracking, In-app messaging for coordination, Customizable group rules, Trust scores and group health metrics

**In-app purchases:** none


## Frequently asked questions

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Is Cube free?

Cube is free to download, with no in-app purchases.

### Which has better reviews, ChipInPool or Cube?

ChipInPool and Cube are both rated 5.0 out of 5 on the App Store, from 4 and 2 ratings respectively.

### Do ChipInPool or Cube have ads?

Neither ChipInPool nor Cube shows ads.

### Which is updated more often, ChipInPool or Cube?

ChipInPool ships an update every 5 days, and Cube every 4 days. Most recently, ChipInPool was updated on September 28, 2026 and Cube on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*