# ChipInPool vs Pooled Cash

The clearest difference is update cadence: ChipInPool at every 5 days against Pooled Cash's every 4 months. ChipInPool also leads on ratings volume (4 vs 1) and iOS requirement (15.1 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ChipInPool against 5.0 for Pooled Cash. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

ChipInPool ships an update every 5 days, Pooled Cash every 4 months. The most recent releases landed on September 28, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | ChipInPool | Pooled Cash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/pooled-cash/id6758595307/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 4 months |
| Monetization | Free | Free |
| Size | 40 MB | 12 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Jordan Pollard](https://appshunter.io/developer/1141769853) | [Joe Burke](https://appshunter.io/developer/1564811542) |

## What reviewers say

### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Pooled Cash

[App page](https://appshunter.io/ios/app/pooled-cash/id6758595307)

Simplify group payments and eliminate awkward conversations about money. This app allows you to create shared pools, invite participants, and track contributions effortlessly, replacing manual tracking and payment requests.

**Highlights:** Create shared payment pools, Invite group members, Track contributions, Eliminate manual tracking, Reduce awkward payment requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Is Pooled Cash free?

Pooled Cash is free to download, with no in-app purchases.

### Which has better reviews, ChipInPool or Pooled Cash?

ChipInPool and Pooled Cash are both rated 5.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do ChipInPool or Pooled Cash have ads?

Neither ChipInPool nor Pooled Cash shows ads.

### Which is updated more often, ChipInPool or Pooled Cash?

ChipInPool ships an update every 5 days, and Pooled Cash every 4 months. Most recently, ChipInPool was updated on September 28, 2026 and Pooled Cash on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*