# ChipInPool vs Clero

The clearest difference is in-app purchases: ChipInPool at none against Clero's 2. ChipInPool also leads on rating (5.0 vs 4.6) and review sentiment (100% vs 86%). Clero's advantage is update cadence (every 2 days vs weekly) and ratings volume (22 vs 4). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Clero sells 2 in-app purchases, starting at $3.99 per month. ChipInPool asks for nothing beyond the download.

ChipInPool holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Clero has 22 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of ChipInPool's written reviews are positive against 86% of Clero's.

ChipInPool ships an update weekly, Clero every 2 days. The most recent releases landed on November 4, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | ChipInPool | Clero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews)** | [4.6 (22 ratings)](https://appshunter.io/ios/app/clero-pay-request-split/id6758653353/reviews) |
| Number of ratings | 4 | **22** |
| Positive reviews | **100.0% of reviews** | 86.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free | Free |
| Size | 44 MB | 95 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 12+ |
| Developer | [Jordan Pollard](https://appshunter.io/developer/1141769853) | [Oryn Technologies Inc.](https://appshunter.io/developer/1874209072) |

## What reviewers say

### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Clero

[App page](https://appshunter.io/ios/app/clero-pay-request-split/id6758653353)

Easily send and receive money directly from your bank account with same-day settlement and no transfer fees. Split bills, track group expenses, and manage recurring payments seamlessly. Features include receipt scanning and smart debt simplification.

**Highlights:** Direct bank-to-bank payments, Same-day settlement, Zero transfer fees, Card and subscription splitting, Receipt scanning, Group expense tracking, Recurring payment requests

**Features:** iMessage stickers, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Clero+ Monthly | $3.99 | per month |
| Clero+ Yearly | $29.99 | per year |


## Frequently asked questions

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Is Clero free?

Clero is free to download, with in-app purchases available.

### Which has better reviews, ChipInPool or Clero?

ChipInPool is rated higher. ChipInPool averages 5.0 out of 5 from 4 ratings, while Clero averages 4.6 from 22 ratings.

### Do ChipInPool or Clero have ads?

Neither ChipInPool nor Clero shows ads.

### Which is updated more often, ChipInPool or Clero?

ChipInPool ships an update weekly, and Clero every 2 days. Most recently, ChipInPool was updated on November 4, 2026 and Clero on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*