# ChipInPool vs Freedom Reserves

The clearest difference is update cadence: ChipInPool at weekly against Freedom Reserves's every 3 weeks. ChipInPool also leads on iOS requirement (15.1 vs 17.0). Freedom Reserves's advantage is ratings volume (12 vs 4). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ChipInPool against 5.0 for Freedom Reserves. Both are backed by a comparable volume of ratings — 4 and 12 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

ChipInPool ships an update weekly, Freedom Reserves every 3 weeks. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | ChipInPool | Freedom Reserves |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews) | [5.0 (12 ratings)](https://appshunter.io/ios/app/freedom-reserves/id6759612514/reviews) |
| Number of ratings | 4 | **12** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 44 MB | 59 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 9+ |
| Developer | [Jordan Pollard](https://appshunter.io/developer/1141769853) | [Freedom Fund Holdings](https://appshunter.io/developer/1879796854) |

## What reviewers say

### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Freedom Reserves

[App page](https://appshunter.io/ios/app/freedom-reserves/id6759612514)

This app provides a high-yield cash reserve account to help your money grow. It offers simple setup, transparent terms, and accessible funds, making it easy to earn more on your savings without complexity.

**Highlights:** High-yield cash reserve account, Competitive interest rates, Simple account setup, Transparent terms, Direct customer support, Accessible funds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Is Freedom Reserves free?

Freedom Reserves is free to download, with no in-app purchases.

### Which has better reviews, ChipInPool or Freedom Reserves?

ChipInPool and Freedom Reserves are both rated 5.0 out of 5 on the App Store, from 4 and 12 ratings respectively.

### Do ChipInPool or Freedom Reserves have ads?

Neither ChipInPool nor Freedom Reserves shows ads.

### Which is updated more often, ChipInPool or Freedom Reserves?

ChipInPool ships an update weekly, and Freedom Reserves every 3 weeks. Most recently, ChipInPool was updated on October 28, 2026 and Freedom Reserves on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*