# ChipInPool vs Payment Labs

The clearest difference is update cadence: ChipInPool at every 5 days against Payment Labs's every 2 months. ChipInPool also leads on device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for ChipInPool against 5.0 for Payment Labs. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

ChipInPool ships an update every 5 days, Payment Labs every 2 months. The most recent releases landed on September 28, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | ChipInPool | Payment Labs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/chipinpool/id6741926843/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/payment-labs/id6761082419/reviews) |
| Number of ratings | 4 | 4 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 40 MB | 43 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Jordan Pollard](https://appshunter.io/developer/1141769853) | [Payment Labs](https://appshunter.io/developer/1887702664) |

## What reviewers say

### ChipInPool

[App page](https://appshunter.io/ios/app/chipinpool/id6741926843)

Easily manage group finances for trips, gifts, or shared purchases. Create pools, invite friends, and track contributions. A virtual Visa card allows spending directly from your pool funds online or in-store.

**Highlights:** Pool funds for trips, events, and gifts, Virtual Visa card for spending, Pay Me Back links for easy collection, Spend Now Marketplace with discounts, Wallet and bank transfers, Smart auto-contributions, Real-time notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Payment Labs

[App page](https://appshunter.io/ios/app/payment-labs/id6761082419)

This app allows individuals and businesses to receive payments from organizations and pay associated fees. It provides a centralized platform for managing payment and tax information, tracking transactions, and updating account details.

**Highlights:** Receive prize money and earnings, Pay registration and entry fees, Complete identity verification, Manage payment methods, Track payment status, View transaction history, Access tax documents

**In-app purchases:** none


## Frequently asked questions

### Is ChipInPool free?

ChipInPool is free to download, with no in-app purchases.

### Is Payment Labs free?

Payment Labs is free to download, with no in-app purchases.

### Which has better reviews, ChipInPool or Payment Labs?

ChipInPool and Payment Labs are both rated 5.0 out of 5 on the App Store, from 4 and 4 ratings respectively.

### Do ChipInPool or Payment Labs have ads?

Neither ChipInPool nor Payment Labs shows ads.

### Which is updated more often, ChipInPool or Payment Labs?

ChipInPool ships an update every 5 days, and Payment Labs every 2 months. Most recently, ChipInPool was updated on September 28, 2026 and Payment Labs on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*