# SetMoney vs SubTrackly

The clearest difference is in-app purchases: SetMoney at none against SubTrackly's 2. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SubTrackly sells 2 in-app purchases, starting at $1.99 per month. SetMoney asks for nothing beyond the download.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | SetMoney | SubTrackly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/setmoney-budget-app/id6742017580/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Size | 37 MB | 75 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bakur Hambardzumyan](https://appshunter.io/developer/1774042470) | [KHANH HA DANG](https://appshunter.io/developer/1894659816) |

## What reviewers say

### SetMoney

[App page](https://appshunter.io/ios/app/setmoney-budget-app/id6742017580)

This app helps you manage your personal budget and finances by tracking income and expenses. It offers tools to save money, understand spending habits, and organize financial transactions with customizable categories and detailed insights.

**Highlights:** Secure and private data encryption, Savings tracking and progress updates, Track income and expenses, Customizable transaction categories, Detailed statistics and insights, Support for multiple currencies and languages, Live customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### SubTrackly

[App page](https://appshunter.io/ios/app/subtrackly-bill-tracker/id6782205591)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubTrackly Premium Monthly | $1.99 | per month |
| SubTrackly Premium Yearly | $14.99 | per year |


## Frequently asked questions

### Is SetMoney free?

SetMoney is free to download, with no in-app purchases.

### Is SubTrackly free?

SubTrackly is free to download, with in-app purchases available.

### Do SetMoney or SubTrackly have ads?

Neither SetMoney nor SubTrackly shows ads.

### Which is updated more often, SetMoney or SubTrackly?

SetMoney ships an update fortnightly, and SubTrackly fortnightly. Most recently, SetMoney was updated on October 24, 2026 and SubTrackly on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*