# Hoypay vs SpendShield

The clearest difference is in-app purchases: Hoypay at none against SpendShield's 3. Hoypay also leads on iOS requirement (12.0 vs 18.0). SpendShield's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. SpendShield sells 3 in-app purchases, starting at $1.99 per 7 days. Hoypay asks for nothing beyond the download.

Hoypay ships an update every 3 weeks, SpendShield weekly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Hoypay | SpendShield |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendshield-impulse-buying/id6748923479/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | — | Free with in-app purchases |
| Size | 64 MB | 12 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Neil Marc Mejia](https://appshunter.io/developer/1764735414) | [El ghali khalid](https://appshunter.io/developer/1826804874) |

## What reviewers say

### Hoypay

[App page](https://appshunter.io/ios/app/hoypay/id6742076148)

**Features:** macOS Compatibility

**In-app purchases:** none


### SpendShield

[App page](https://appshunter.io/ios/app/spendshield-impulse-buying/id6748923479)

This app helps you curb impulse buying with psychology-backed cooling-off periods. It allows you to track your spending triggers, set savings goals, and gamifies your journey to financial discipline. Your data stays private and offline.

**Highlights:** Impulse purchase cooling-off periods, Visual savings goal tracking, Gamified achievement system, Offline-first privacy, Home & Lock screen widgets, Mood tracking, Spending pattern analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Access – Weekly | $1.99 | per 7 days |
| Unlimited Access - Monthly | $4.99 | per month |
| Lifetime access | $29.99 | one-time |


## Frequently asked questions

### Is Hoypay free?

Hoypay is free to download, with no in-app purchases.

### Is SpendShield free?

SpendShield is free to download, with in-app purchases available.

### Do Hoypay or SpendShield have ads?

Neither Hoypay nor SpendShield shows ads.

### Which is updated more often, Hoypay or SpendShield?

Hoypay ships an update every 3 weeks, and SpendShield weekly. Most recently, Hoypay was updated on October 30, 2026 and SpendShield on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*