# Hoypay vs LODI Utang Tracker

The clearest difference is update cadence: LODI Utang Tracker at weekly against Hoypay's every 3 weeks. Hoypay's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hoypay ships an update every 3 weeks, LODI Utang Tracker weekly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Hoypay | LODI Utang Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 64 MB | 15 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Neil Marc Mejia](https://appshunter.io/developer/1764735414) | [Bryan Fernandez](https://appshunter.io/developer/6772232218) |

## What reviewers say

### Hoypay

[App page](https://appshunter.io/ios/app/hoypay/id6742076148)

**Features:** macOS Compatibility

**In-app purchases:** none


### LODI Utang Tracker

[App page](https://appshunter.io/ios/app/lodi-utang-tracker/id6774647728)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hoypay free?

Hoypay is free to download, with no in-app purchases.

### Is LODI Utang Tracker free?

LODI Utang Tracker is free to download, with no in-app purchases.

### Do Hoypay or LODI Utang Tracker have ads?

Neither Hoypay nor LODI Utang Tracker shows ads.

### Which is updated more often, Hoypay or LODI Utang Tracker?

Hoypay ships an update every 3 weeks, and LODI Utang Tracker weekly. Most recently, Hoypay was updated on October 30, 2026 and LODI Utang Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
