# Owe vs Subman

The clearest difference is in-app purchases: Subman at none against Owe's 2. Subman also leads on iOS requirement (15.0 vs 17.0). Owe's advantage is device support. On price there is nothing between them.

Both are free to download. Owe sells 2 one-off in-app purchases. Subman asks for nothing beyond the download.

## The numbers

| Metric | Owe | Subman |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (4 ratings)](https://appshunter.io/ios/app/owe-monthly-expense-tracker/id674210560/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | — |
| Update frequency | Every 2 months | — |
| Monetization | Free with in-app purchases | — |
| Size | 19 MB | 3 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | **iPhone, iPad** | — |
| Age rating | 4+ | 4+ |
| Developer | [Andy Dobson](https://appshunter.io/developer/619478854) | [Fitzgerald Afful](https://appshunter.io/developer/1440373281) |

## What reviewers say

### Owe

[App page](https://appshunter.io/ios/app/owe-monthly-expense-tracker/id674210560)

This app helps you manage personal finances by tracking who owes you money and who you owe. It simplifies budgeting and ensures you never miss payment deadlines. Visualize your finances with list or calendar views and stay informed with a convenient homepage widget.

**Highlights:** Track one-off payments, Manage recurring payments, Filter payments by status/type, Customizable date and currency formats, List and calendar payment views, Homepage widget for upcoming payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Adverts | $3.99 | one-time |
| Owe Pro | $4.99 | one-time |


### Subman

[App page](https://appshunter.io/ios/app/subman/id6450639251)

**In-app purchases:** none


## Frequently asked questions

### Is Owe free?

Owe is free to download, with in-app purchases available.

### Is Subman free?

Subman is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*