# Basal Pay vs Xphood

The clearest difference is update cadence: Basal Pay at fortnightly against Xphood's monthly. Xphood's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Basal Pay ships an update fortnightly, Xphood monthly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Basal Pay | Xphood |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/xphood/id6770534049/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 97.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 74 MB | 33 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [AlphaTrue](https://appshunter.io/developer/1627431490) | [Beyond Real Paradigm LLC](https://appshunter.io/developer/1896751509) |

## What reviewers say

### Basal Pay

[App page](https://appshunter.io/ios/app/basal-pay/id6742171669)

This app allows foreign travelers in Southeast Asia to pay merchants using cryptocurrency QR codes. It eliminates the need for cash exchange or ATM visits by enabling instant spending in your own currency with real-time foreign exchange rates and transparent fees.

**Highlights:** Crypto QR wallet for travelers, Scan local merchant QR codes, Spend in your own currency, Real-time FX and transparency, Bank-grade security, Supports Vietnam, Thailand, and more

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xphood

[App page](https://appshunter.io/ios/app/xphood/id6770534049)

Manage your finances with an AI assistant that analyzes spending and helps issue cards. Offers global card issuance, smart wallet management for digital assets, and robust security features. Includes tools for business expense management and team collaboration.

**Highlights:** AI financial analysis, Global virtual/physical card issuance, Smart wallet for digital assets, Enterprise-grade security (2FA, KYC), Business and team expense management, Dark/Light mode support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Basal Pay free?

Basal Pay is free to download, with no in-app purchases.

### Is Xphood free?

Xphood is free to download, with no in-app purchases.

### Do Basal Pay or Xphood have ads?

Neither Basal Pay nor Xphood shows ads.

### Which is updated more often, Basal Pay or Xphood?

Basal Pay ships an update fortnightly, and Xphood monthly. Most recently, Basal Pay was updated on November 4, 2026 and Xphood on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*