# Loan Calculator vs ClockJoy

The clearest difference is in-app purchases: Loan Calculator at none against ClockJoy's 1. Loan Calculator also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.0). ClockJoy's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 5 months). On price there is nothing between them.

Both are free to download. ClockJoy sells 1 one-off in-app purchase. Loan Calculator asks for nothing beyond the download.

Loan Calculator ships an update every 5 months, ClockJoy every 3 weeks. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Loan Calculator | ClockJoy |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Size | 30 MB | 115 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Moek Thona](https://appshunter.io/developer/1692483892) | [晨斌 郭](https://appshunter.io/developer/1868711533) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-quick-calc/id6742174419)

**Features:** macOS Compatibility

**In-app purchases:** none


### ClockJoy

[App page](https://appshunter.io/ios/app/clockjoy-workday-countdown/id6771261514)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayJoy PRO | $9.99 | one-time |


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with no in-app purchases.

### Is ClockJoy free?

ClockJoy is free to download, with in-app purchases available.

### Do Loan Calculator or ClockJoy have ads?

Loan Calculator shows ads; ClockJoy does not.

### Which is updated more often, Loan Calculator or ClockJoy?

Loan Calculator ships an update every 5 months, and ClockJoy every 3 weeks. Most recently, Loan Calculator was updated on October 8, 2026 and ClockJoy on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*