# Loan Calculator vs 房贷计算器

The clearest difference is price: Loan Calculator at Free against 房贷计算器's $1.99. Loan Calculator also leads on in-app purchases (none vs 1). 房贷计算器's advantage is update cadence (every 3 weeks vs every 7 months). On ads, device support and iOS requirement there is nothing between them.

Loan Calculator is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. Loan Calculator asks for nothing beyond the download.

Loan Calculator ships an update every 7 months, 房贷计算器 every 3 weeks. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Loan Calculator | 房贷计算器 |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | — | Paid |
| Size | 2 MB | 27 MB |
| Requires iOS | 12.0 | 12 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [深圳市美易网科技有限公司](https://appshunter.io/developer/1647736306) | [NAICAI LI](https://appshunter.io/developer/576183183) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculatorrefinancerates/id6742214669)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 房贷计算器

[App page](https://appshunter.io/ios/app/2026/id6748517778)

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

**Highlights:** Calculates commercial, provident fund, and combined loans, Supports equal principal and interest repayment methods, Provides monthly payment, interest, and principal details, Updates with latest central bank interest rates, Simple and intuitive user interface

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Premium Member | $0.99 | one-time |


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 costs $1.99, and also offers in-app purchases.

### Do Loan Calculator or 房贷计算器 have ads?

Neither Loan Calculator nor 房贷计算器 shows ads.

### Which is updated more often, Loan Calculator or 房贷计算器?

Loan Calculator ships an update every 7 months, and 房贷计算器 every 3 weeks. Most recently, Loan Calculator was updated on October 6, 2026 and 房贷计算器 on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*