# MME Pay vs MTM pay

The clearest difference is ads: MME Pay at none against MTM pay's shown. MME Pay also leads on monetization model (free vs ad-supported) and ratings volume (5 vs 1). MTM pay's advantage is rating (3.0 vs 2.8). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTM pay holds the better App Store score, 3.0 against 2.8. That said, the two scores are not equally well evidenced: MME Pay has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

MME Pay ships an update every 2 weeks, MTM pay fortnightly. The most recent releases landed on September 10, 2026 and August 14, 2026 respectively.

## The numbers

| Metric | MME Pay | MTM pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (5 ratings)](https://appshunter.io/ios/app/mme-pay/id6742326100/reviews) | **[3.0 (1 ratings)](https://appshunter.io/ios/app/mtm-pay/id6752014397/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 117 MB | 76 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Masri Money Express S.A.L](https://appshunter.io/developer/1797778872) | [MTM S.A.L](https://appshunter.io/developer/1837875654) |

## What reviewers say

### MME Pay

[App page](https://appshunter.io/ios/app/mme-pay/id6742326100)

Send money instantly, pay with QR codes, and manage multiple currencies. Get virtual or physical USD cards for secure online and in-person shopping. Top up and withdraw cash easily through agents and ATMs.

**Highlights:** Instant money transfers, QR code payments, International money transfers via MoneyGram, Virtual and physical USD cards, Manage LBP and USD accounts, Currency exchange, Cash top-up and withdrawal

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MTM pay

[App page](https://appshunter.io/ios/app/mtm-pay/id6752014397)

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

**Highlights:** E-wallet account approval, Secure transactions with encryption and biometrics, Instant money transfers, Bill payments and mobile top-ups, QR code payments, Transaction history and reports, Digital receipts and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MME Pay free?

MME Pay is free to download, with no in-app purchases.

### Is MTM pay free?

MTM pay is free to download, with no in-app purchases.

### Which has better reviews, MME Pay or MTM pay?

MTM pay is rated higher. MME Pay averages 2.8 out of 5 from 5 ratings, while MTM pay averages 3.0 from 1 ratings.

### Do MME Pay or MTM pay have ads?

MTM pay shows ads; MME Pay does not.

### Which is updated more often, MME Pay or MTM pay?

MME Pay ships an update every 2 weeks, and MTM pay fortnightly. Most recently, MME Pay was updated on September 10, 2026 and MTM pay on August 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*