# FIRE记账 vs 小金库

The clearest difference is in-app purchases: 小金库 at none against FIRE记账's 8. FIRE记账's advantage is update cadence (every 5 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year. 小金库 asks for nothing beyond the download.

FIRE记账 ships an update every 5 days, 小金库 monthly. The most recent releases landed on September 22, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | FIRE记账 | 小金库 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fire/id6742338689/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 63.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 56 MB | 5 MB |
| Requires iOS | 17.2 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [学明 庞](https://appshunter.io/developer/1797330435) | [洋 余](https://appshunter.io/developer/1893653413) |

## What reviewers say

### FIRE记账

[App page](https://appshunter.io/ios/app/fire/id6742338689)

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

**Highlights:** Asset and liability management, Real-time stock and fund price updates, Automated loan repayment plans, Automatic transaction recording, Credit card management, Recurring income/expense tracking, Loan calculation tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包年 | $0.99 | per year |
| 月度会员 | $1.99 | one-time |
| 小额捐赠 | $2.99 | one-time |
| 中额捐赠 | $7.99 | one-time |
| 年度会员 | $7.99 | one-time |
| 三年会员 | $19.99 | one-time |
| 大额捐赠 | $29.99 | one-time |
| 永久会员 | $29.99 | one-time |


### 小金库

[App page](https://appshunter.io/ios/app/id6763248214)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FIRE记账 free?

FIRE记账 is free to download, with in-app purchases available.

### Is 小金库 free?

小金库 is free to download, with no in-app purchases.

### Do FIRE记账 or 小金库 have ads?

Neither FIRE记账 nor 小金库 shows ads.

### Which is updated more often, FIRE记账 or 小金库?

FIRE记账 ships an update every 5 days, and 小金库 monthly. Most recently, FIRE记账 was updated on September 22, 2026 and 小金库 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*