# FIRE记账 vs 财记Folio

FIRE记账 and 财记Folio both sit at 5.0 stars, but that hides the real split: 88% of 财记Folio's written reviews are positive against 64% of FIRE记账's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. FIRE记账 sells 8 in-app purchases, starting at $0.99 per year and 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for FIRE记账 against 5.0 for 财记Folio. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 64% of FIRE记账's written reviews are positive against 88% of 财记Folio's.

FIRE记账 ships an update every 5 days, 财记Folio every 6 days. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | FIRE记账 | 财记Folio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/fire/id6742338689/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/folio/id6763980794/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 63.6% of reviews | **87.5% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 6 days |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 56 MB | 14 MB |
| Requires iOS | 17.2 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [学明 庞](https://appshunter.io/developer/1797330435) | [沥翔 柳](https://appshunter.io/developer/1895583886) |

## What reviewers say

### FIRE记账

[App page](https://appshunter.io/ios/app/fire/id6742338689)

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

**Highlights:** Asset and liability management, Real-time stock and fund price updates, Automated loan repayment plans, Automatic transaction recording, Credit card management, Recurring income/expense tracking, Loan calculation tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包年 | $0.99 | per year |
| 月度会员 | $1.99 | one-time |
| 小额捐赠 | $2.99 | one-time |
| 中额捐赠 | $7.99 | one-time |
| 年度会员 | $7.99 | one-time |
| 三年会员 | $19.99 | one-time |
| 大额捐赠 | $29.99 | one-time |
| 永久会员 | $29.99 | one-time |


### 财记Folio

[App page](https://appshunter.io/ios/app/folio/id6763980794)

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

**Highlights:** Automatic price updates, Screenshot import for holdings, Multi-asset dashboard, Dollar-cost averaging tracking, Dividend record display, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 财记Folio 季度 | $1.99 | per 3 months |
| 财记Folio 年付 | $4.99 | per year |
| 财记Folio · 永久买断 | $19.99 | one-time |


## Frequently asked questions

### Is FIRE记账 free?

FIRE记账 is free to download, with in-app purchases available.

### Is 财记Folio free?

财记Folio is free to download, with in-app purchases available.

### Which has better reviews, FIRE记账 or 财记Folio?

FIRE记账 and 财记Folio are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do FIRE记账 or 财记Folio have ads?

Neither FIRE记账 nor 财记Folio shows ads.

### Which is updated more often, FIRE记账 or 财记Folio?

FIRE记账 ships an update every 5 days, and 财记Folio every 6 days. Most recently, FIRE记账 was updated on September 22, 2026 and 财记Folio on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*