# Kebo vs Ledgrify

The clearest difference is monetization model: Kebo at free against Ledgrify's free with in-app purchases. Kebo also leads on ratings volume (90 vs 2) and iOS requirement (15.1 vs 17.0). Ledgrify's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Kebo sells 2 in-app purchases, starting at $3.99 per month and Ledgrify sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Ledgrify holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Kebo has 90 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kebo | Ledgrify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (90 ratings)](https://appshunter.io/ios/app/kebo-budget-and-expense-tracker/id6742430536/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ledgrify/id6761452038/reviews)** |
| Number of ratings | **90** | 2 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 77 MB | 11 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [KEBO SOFWARE S A S](https://appshunter.io/developer/1732604884) | [Ning Zou](https://appshunter.io/developer/1889756808) |

## What reviewers say

### Kebo

[App page](https://appshunter.io/ios/app/kebo-budget-and-expense-tracker/id6742430536)

This app unifies your bank accounts and cards to provide AI-powered insights and personalized recommendations for smarter financial decisions. It helps you track spending, create adaptive budgets, and set achievable financial goals with bank-level security.

**Highlights:** Unify bank accounts and cards, AI-powered spending analysis, Personalized savings recommendations, Adaptive budgeting, Financial goal setting, Bank-level encryption security

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kebo Plus Monthly | $3.99 | per month |
| Kebo Plus Annual | $29.99 | per year |


### Ledgrify

[App page](https://appshunter.io/ios/app/ledgrify/id6761452038)

This personal finance app allows you to track expenses and income privately and offline. It offers features like receipt scanning, bill reminders, and the ability to split expenses with friends. Gain insights into your spending habits with budget overviews and trend analysis.

**Highlights:** Offline expense and income logging, Receipt scanning with auto-fill, Recurring bill and subscription tracking, Bill splitting with payment tracking, Monthly budget overview and spending trends, Smart saving suggestions, Private, on-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledgr Premium | $0.99 | per month |


## Frequently asked questions

### Is Kebo free?

Kebo is free to download, with in-app purchases available.

### Is Ledgrify free?

Ledgrify is free to download, with in-app purchases available.

### Which has better reviews, Kebo or Ledgrify?

Ledgrify is rated higher. Kebo averages 4.8 out of 5 from 90 ratings, while Ledgrify averages 5.0 from 2 ratings.

### Do Kebo or Ledgrify have ads?

Neither Kebo nor Ledgrify shows ads.

### Which is updated more often, Kebo or Ledgrify?

Kebo ships an update weekly, and Ledgrify weekly. Most recently, Kebo was updated on November 4, 2026 and Ledgrify on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*