# Debt Guide vs TallyVally

The clearest difference is update cadence: TallyVally at every 11 days against Debt Guide's every 3 months. TallyVally also leads on rating (5.0 vs 4.8). Debt Guide's advantage is ratings volume (49 vs 2) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Debt Guide sells 4 in-app purchases, starting at $9.99 per month and TallyVally sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

TallyVally holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Debt Guide has 49 ratings behind it against 2, so its average is the more settled of the two.

Debt Guide ships an update every 3 months, TallyVally every 11 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Debt Guide | TallyVally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (49 ratings)](https://appshunter.io/ios/app/debt-guide-payoff-planner/id6742562892/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tallyvally-expense-tracker/id6804118839/reviews)** |
| Number of ratings | **49** | 2 |
| Positive reviews | 61.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 11 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 98 MB | 15 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hussain Mustafa](https://appshunter.io/developer/1247104628) | [Alisher Serikbayev](https://appshunter.io/developer/6782724896) |

## What reviewers say

### Debt Guide

[App page](https://appshunter.io/ios/app/debt-guide-payoff-planner/id6742562892)

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

**Highlights:** Personalized debt repayment plans, Snowball and Avalanche payoff methods, Track multiple loans and credit cards, Payment reminders and alerts, Interactive progress charts and graphs, Ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $39.99 | per year |
| Premium Yearly | $39.99 | per year |
| Premium Lifetime | $79.99 | one-time |


### TallyVally

[App page](https://appshunter.io/ios/app/tallyvally-expense-tracker/id6804118839)

Effortlessly track your spending by photographing receipts. The app automatically extracts store, item, and discount details, categorizing your purchases. It also helps you understand your savings and answer spending-related questions.

**Highlights:** Automatic receipt scanning, Itemized spending breakdown, Discount and savings tracking, Natural language spending queries, Multi-currency support, Receipt image storage, Data export to spreadsheet

**Features:** iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Yearly | $39.99 | per year |


## Frequently asked questions

### Is Debt Guide free?

Debt Guide is free to download, with in-app purchases available.

### Is TallyVally free?

TallyVally is free to download, with in-app purchases available.

### Which has better reviews, Debt Guide or TallyVally?

TallyVally is rated higher. Debt Guide averages 4.8 out of 5 from 49 ratings, while TallyVally averages 5.0 from 2 ratings.

### Do Debt Guide or TallyVally have ads?

Neither Debt Guide nor TallyVally shows ads.

### Which is updated more often, Debt Guide or TallyVally?

Debt Guide ships an update every 3 months, and TallyVally every 11 days. Most recently, Debt Guide was updated on October 24, 2026 and TallyVally on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*