# IOB Connect vs gpay

The clearest difference is review sentiment: gpay at 100% against IOB Connect's 34%. gpay also leads on iOS requirement (15.0 vs 17.0). IOB Connect's advantage is rating (4.4 vs 3.1) and ratings volume (63 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IOB Connect holds the better App Store score, 4.4 against 3.1. That said, the two scores are not equally well evidenced: IOB Connect has 63 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 34% of IOB Connect's written reviews are positive against 100% of gpay's, so the app with the better star average is not the one people write more warmly about.

IOB Connect ships an update every 3 weeks, gpay fortnightly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | IOB Connect | gpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (63 ratings)](https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314/reviews)** | [3.1 (8 ratings)](https://appshunter.io/ios/app/gpay/id6760172575/reviews) |
| Number of ratings | **63** | 8 |
| Positive reviews | 34.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 147 MB | 84 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [IOB](https://appshunter.io/developer/991696099) | [Shamadhan](https://appshunter.io/developer/1882953811) |

## What reviewers say

### IOB Connect

[App page](https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314)

Manage your finances with a secure and user-friendly mobile banking application. Perform balance inquiries, view statements, and transfer funds easily. Pay bills, manage checks, and access services 24/7.

**Highlights:** Enhanced user experience with new design, Secure balance enquiry and statements, Fund transfer via UPI, NEFT, RTGS, IMPS, Online bill payments for various services, Cheque status enquiry and stop payment requests, 24/7 service availability

**In-app purchases:** none


### gpay

[App page](https://appshunter.io/ios/app/gpay/id6760172575)

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

**Highlights:** Send and receive money, Add money and cash services, Pay bills easily, Merchant payments via QR codes, Mobile recharge, Education fee payments, Credit card bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IOB Connect free?

IOB Connect is free to download, with no in-app purchases.

### Is gpay free?

gpay is free to download, with no in-app purchases.

### Which has better reviews, IOB Connect or gpay?

IOB Connect is rated higher. IOB Connect averages 4.4 out of 5 from 63 ratings, while gpay averages 3.1 from 8 ratings.

### Do IOB Connect or gpay have ads?

Neither IOB Connect nor gpay shows ads.

### Which is updated more often, IOB Connect or gpay?

IOB Connect ships an update every 3 weeks, and gpay fortnightly. Most recently, IOB Connect was updated on October 30, 2026 and gpay on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*