# M vs Arif Remit

The clearest difference is review sentiment: Arif Remit at 50% against M's 0%. Arif Remit also leads on rating (3.3 vs 2.5) and update cadence (weekly vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Arif Remit holds the better App Store score, 3.3 against 2.5. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews point the same way: 0% of M's written reviews are positive against 50% of Arif Remit's.

M ships an update every 3 months, Arif Remit weekly. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | M | Arif Remit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (8 ratings)](https://appshunter.io/ios/app/m-pesa-lehulum/id6742647476/reviews) | **[3.3 (3 ratings)](https://appshunter.io/ios/app/arif-remit/id6748751463/reviews)** |
| Number of ratings | **8** | 3 |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | Free |
| Size | 72 MB | 51 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Safaricom Telecommunications Ethiopia Plc](https://appshunter.io/developer/1700263820) | [Arifpay Financial Technologies S.C](https://appshunter.io/developer/1827248132) |

## What reviewers say

### M

[App page](https://appshunter.io/ios/app/m-pesa-lehulum/id6742647476)

Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.

**Highlights:** Send money to any bank or mobile money provider, Buy airtime instantly, Pay bills for utilities and TV, Scan QR codes to pay merchants, Transaction history tracking, Spin the wheel for transaction rewards, Access overdraft facilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Arif Remit

[App page](https://appshunter.io/ios/app/arif-remit/id6748751463)

Send money internationally with ease through bank deposits, wallet transfers, cash pickup, or payment links. This secure and reliable service offers transparent exchange rates and multiple payout options for users in Ethiopia and globally.

**Highlights:** International money transfers, Bank deposit, wallet, cash pickup, Payment links and airtime top-up, Secure and encrypted transactions, Multiple payout methods, Transparent exchange rates, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M free?

M is free to download, with no in-app purchases.

### Is Arif Remit free?

Arif Remit is free to download, with no in-app purchases.

### Which has better reviews, M or Arif Remit?

Arif Remit is rated higher. M averages 2.5 out of 5 from 8 ratings, while Arif Remit averages 3.3 from 3 ratings.

### Do M or Arif Remit have ads?

Neither M nor Arif Remit shows ads.

### Which is updated more often, M or Arif Remit?

M ships an update every 3 months, and Arif Remit weekly. Most recently, M was updated on October 31, 2026 and Arif Remit on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*