# Savings Tracker vs Smart Savings Tracker

The clearest difference is in-app purchases: Savings Tracker at none against Smart Savings Tracker's 1. Savings Tracker also leads on ads (none vs shown) and iOS requirement (13.0 vs 16.0). Smart Savings Tracker's advantage is update cadence (every 3 weeks vs every 7 months). On price and device support there is nothing between them.

Both are free to download. Smart Savings Tracker sells 1 one-off in-app purchase. Savings Tracker asks for nothing beyond the download.

Savings Tracker ships an update every 7 months, Smart Savings Tracker every 3 weeks. Both last shipped on October 28, 2026.

## The numbers

| Metric | Savings Tracker | Smart Savings Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/savings-tracker-savekit/id6742649513/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 51 MB | 10 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Picture Vision Studio LLC](https://appshunter.io/developer/1573119875) | [KOTARO OMORI](https://appshunter.io/developer/1852710904) |

## What reviewers say

### Savings Tracker

[App page](https://appshunter.io/ios/app/savings-tracker-savekit/id6742649513)

Easily track your income, expenses, and savings with a clean and intuitive interface. Gain insights into your financial activity with simple monthly summaries and build better money habits.

**Highlights:** Track income and expenses, View monthly balances and trends, One-tap transaction entry, Clear transaction history, Personalized profile and setup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Smart Savings Tracker

[App page](https://appshunter.io/ios/app/smart-savings-tracker/id6756996526)

Visualize your savings and stay motivated by tracking money not spent. Set multiple goals, build streaks, and get daily reminders to log your progress. Premium features offer enhanced convenience and security.

**Highlights:** Log money saved from skipped purchases, Set multiple savings goals, Build daily streaks for motivation, Home screen widget for quick checks, Calendar view for progress overview, Visual charts for savings insights, Daily logging reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Savings Premium | $4.99 | one-time |


## Frequently asked questions

### Is Savings Tracker free?

Savings Tracker is free to download, with no in-app purchases.

### Is Smart Savings Tracker free?

Smart Savings Tracker is free to download, with in-app purchases available.

### Do Savings Tracker or Smart Savings Tracker have ads?

Smart Savings Tracker shows ads; Savings Tracker does not.

### Which is updated more often, Savings Tracker or Smart Savings Tracker?

Savings Tracker ships an update every 7 months, and Smart Savings Tracker every 3 weeks. Most recently, Savings Tracker was updated on October 28, 2026 and Smart Savings Tracker on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*