# Dayhanbank vs IOU

The clearest difference is in-app purchases: Dayhanbank at none against IOU's 3. Dayhanbank also leads on iOS requirement (14.3 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. IOU sells 3 in-app purchases, starting at $1.99 per month. Dayhanbank asks for nothing beyond the download.

Dayhanbank ships an update every 3 weeks, IOU every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Dayhanbank | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | — | Freemium |
| Size | 9 MB | 13 MB |
| Requires iOS | **14.3** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [DAYHANBANK STATE COMMERCIAL BANK OF TURKMENISTAN](https://appshunter.io/developer/1799525725) | [MASON QULIZADA](https://appshunter.io/developer/1869718916) |

## What reviewers say

### Dayhanbank

[App page](https://appshunter.io/ios/app/dayhanbank/id6742701434)

**Features:** macOS Compatibility

**In-app purchases:** none


### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is Dayhanbank free?

Dayhanbank is free to download, with no in-app purchases.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Do Dayhanbank or IOU have ads?

Neither Dayhanbank nor IOU shows ads.

### Which is updated more often, Dayhanbank or IOU?

Dayhanbank ships an update every 3 weeks, and IOU every 2 weeks. Most recently, Dayhanbank was updated on October 30, 2026 and IOU on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*