# Simple Checkbook. vs WhatPay

The clearest difference is price: WhatPay at Free against Simple Checkbook.'s $3.99. Simple Checkbook.'s advantage is in-app purchases (none vs 1) and update cadence (fortnightly vs every 5 months). On ads, device support and iOS requirement there is nothing between them.

WhatPay is free to download; Simple Checkbook. costs $3.99 up front. WhatPay sells 1 one-off in-app purchase. Simple Checkbook. asks for nothing beyond the download.

Simple Checkbook. ships an update fortnightly, WhatPay every 5 months. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Simple Checkbook. | WhatPay |
| --- | --- | --- |
| Price | $3.99 | **Free** |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/simple-checkbook/id6742727558/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Paid | — |
| Size | 3 MB | 5 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Matthew Hiles](https://appshunter.io/developer/1006499180) | [PRABAKARAN RAVICHANDRAN](https://appshunter.io/developer/1851353838) |

## What reviewers say

### Simple Checkbook.

[App page](https://appshunter.io/ios/app/simple-checkbook/id6742727558)

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

**Highlights:** Multiple account management, Detailed transaction logging, Transaction clearing status, Balance tracking, Transaction filtering, Expense/income charts, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WhatPay

[App page](https://appshunter.io/ios/app/whatpay-bills-and-subscriptions/id6756521274)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WhatPay Pro | $1.99 | one-time |


## Frequently asked questions

### Is Simple Checkbook. free?

Simple Checkbook. costs $3.99, with no in-app purchases.

### Is WhatPay free?

WhatPay is free to download, with in-app purchases available.

### Do Simple Checkbook. or WhatPay have ads?

Neither Simple Checkbook. nor WhatPay shows ads.

### Which is updated more often, Simple Checkbook. or WhatPay?

Simple Checkbook. ships an update fortnightly, and WhatPay every 5 months. Most recently, Simple Checkbook. was updated on October 10, 2026 and WhatPay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*