# Debts & Savings Tracker vs Debt Payoff Planner

Debts & Savings Tracker and Debt Payoff Planner both sit at 5.0 stars, but that hides the real split: 100% of Debts & Savings Tracker's written reviews are positive against 0% of Debt Payoff Planner's. Debts & Savings Tracker also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Debts & Savings Tracker sells 2 in-app purchases, starting at $1.99 per month and Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Debts & Savings Tracker against 5.0 for Debt Payoff Planner. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews are what separate them: 100% of Debts & Savings Tracker's written reviews are positive against 0% of Debt Payoff Planner's.

Both ship on a similar rhythm, roughly fortnightly. Both last shipped on October 30, 2026.

## The numbers

| Metric | Debts & Savings Tracker | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/debts-and-savings-tracker/id6742755353/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Freemium | Freemium |
| Size | 64 MB | 32 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Aliaksandr Shynkevich](https://appshunter.io/developer/1744952119) | [Linas Nutautas](https://appshunter.io/developer/1738774097) |

## What reviewers say

### Debts & Savings Tracker

[App page](https://appshunter.io/ios/app/debts-and-savings-tracker/id6742755353)

This app helps you manage your debts and savings with virtual piggy banks for different goals. Track loans, repayments, and upcoming payments with multi-currency support and automatic cloud backup.

**Highlights:** Savings goal tracking, Debt and repayment management, Loan payment tracking, Multi-currency support, Payment reminders, Cloud data backup and restore

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $12.99 | per year |


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


## Frequently asked questions

### Is Debts & Savings Tracker free?

Debts & Savings Tracker is free to download, with in-app purchases available.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Which has better reviews, Debts & Savings Tracker or Debt Payoff Planner?

Debts & Savings Tracker and Debt Payoff Planner are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Debts & Savings Tracker or Debt Payoff Planner have ads?

Neither Debts & Savings Tracker nor Debt Payoff Planner shows ads.

### Which is updated more often, Debts & Savings Tracker or Debt Payoff Planner?

Debts & Savings Tracker ships an update fortnightly, and Debt Payoff Planner fortnightly. Most recently, Debts & Savings Tracker was updated on October 30, 2026 and Debt Payoff Planner on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*