# 貸你算 vs 保險體檢

The clearest difference is update cadence: 貸你算 at every 2 days against 保險體檢's weekly. 貸你算 also leads on iOS requirement (12.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. 貸你算 sells 2 in-app purchases, starting at $0.99 per month and 保險體檢 sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

貸你算 ships an update every 2 days, 保險體檢 weekly. The most recent releases landed on October 11, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | 貸你算 | 保險體檢 |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Weekly |
| Size | 43 MB | 15 MB |
| Requires iOS | **12.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Yun-Ren Chen](https://appshunter.io/developer/1652674945) | [CHIA HAO CHANG](https://appshunter.io/developer/1879951081) |

## What reviewers say

### 貸你算

[App page](https://appshunter.io/ios/app/id6742779747)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 去除廣告(1個月) | $0.99 | per month |
| 去除廣告(1年) | $9.99 | per year |


### 保險體檢

[App page](https://appshunter.io/ios/app/ai/id6759901599)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 個人版月費 | $1.99 | per month |
| 業務版月費 | $5.99 | per month |
| 個人版年費 | $19.99 | per year |
| 業務版年費 | $59.99 | per year |


## Frequently asked questions

### Is 貸你算 free?

貸你算 is free to download, with in-app purchases available.

### Is 保險體檢 free?

保險體檢 is free to download, with in-app purchases available.

### Do 貸你算 or 保險體檢 have ads?

Neither 貸你算 nor 保險體檢 shows ads.

### Which is updated more often, 貸你算 or 保險體檢?

貸你算 ships an update every 2 days, and 保險體檢 weekly. Most recently, 貸你算 was updated on October 11, 2026 and 保險體檢 on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*