# Net Worth Tracker vs Investment Optimization

The clearest difference is update cadence: Net Worth Tracker at every 5 days against Investment Optimization's fortnightly. Investment Optimization's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $7.99 per month and Investment Optimization sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Net Worth Tracker ships an update every 5 days, Investment Optimization fortnightly. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | Investment Optimization |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (15 ratings)](https://appshunter.io/ios/app/net-worth-tracker-nettrack/id6742973362/reviews)** | — |
| Number of ratings | **15** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Freemium | — |
| Size | 89 MB | 37 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NETTRACK LLC](https://appshunter.io/developer/1557037552) | [Optimization Tools LLC](https://appshunter.io/developer/1884494805) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-nettrack/id6742973362)

Consolidate all your financial accounts into one dashboard to monitor assets, liabilities, and investments. Create budgets, track spending in real-time, and analyze cash flow with AI-powered insights. Securely sync accounts for accurate, up-to-date financial health.

**Highlights:** Automatic account syncing, Net worth tracking, Envelope-style budgeting, Cash flow analysis, Investment portfolio tracking, AI-powered financial insights, Household account sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| NetTrack Pro | $7.99 | per month |
| NetTrack Pro (Annual) | $59.99 | per year |


### Investment Optimization

[App page](https://appshunter.io/ios/app/investment-optimization/id6760441967)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $7.99 | per month |
| Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is Investment Optimization free?

Investment Optimization is free to download, with in-app purchases available.

### Do Net Worth Tracker or Investment Optimization have ads?

Neither Net Worth Tracker nor Investment Optimization shows ads.

### Which is updated more often, Net Worth Tracker or Investment Optimization?

Net Worth Tracker ships an update every 5 days, and Investment Optimization fortnightly. Most recently, Net Worth Tracker was updated on October 15, 2026 and Investment Optimization on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*