# Debt Crusher vs Debt Payoff Planner

The clearest difference is in-app purchases: Debt Crusher at none against Debt Payoff Planner's 2. Debt Crusher also leads on iOS requirement (12.0 vs 26.0). Debt Payoff Planner's advantage is update cadence (fortnightly vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Debt Crusher asks for nothing beyond the download.

Debt Crusher ships an update every 3 months, Debt Payoff Planner fortnightly. The most recent releases landed on September 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Debt Crusher | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | — | Freemium |
| Size | 38 MB | 32 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Asset Planet](https://appshunter.io/developer/1652478497) | [Linas Nutautas](https://appshunter.io/developer/1738774097) |

## What reviewers say

### Debt Crusher

[App page](https://appshunter.io/ios/app/debt-crusher/id6743009462)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


## Frequently asked questions

### Is Debt Crusher free?

Debt Crusher is free to download, with no in-app purchases.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Do Debt Crusher or Debt Payoff Planner have ads?

Neither Debt Crusher nor Debt Payoff Planner shows ads.

### Which is updated more often, Debt Crusher or Debt Payoff Planner?

Debt Crusher ships an update every 3 months, and Debt Payoff Planner fortnightly. Most recently, Debt Crusher was updated on September 29, 2026 and Debt Payoff Planner on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*