# Debt Crusher vs Debt Magic

The clearest difference is update cadence: Debt Magic at weekly against Debt Crusher's every 3 months. Debt Crusher's advantage is iOS requirement (12.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Debt Crusher ships an update every 3 months, Debt Magic weekly. The most recent releases landed on September 10, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Debt Crusher | Debt Magic |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (18 ratings)](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437/reviews)** |
| Number of ratings | — | **18** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | — | Free |
| Size | 38 MB | 33 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Asset Planet](https://appshunter.io/developer/1652478497) | [Changed Inc.](https://appshunter.io/developer/1164559382) |

## What reviewers say

### Debt Crusher

[App page](https://appshunter.io/ios/app/debt-crusher/id6743009462)

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Magic

[App page](https://appshunter.io/ios/app/debt-magic-payoff-planner/id6747996437)

This free financial tool helps you visualize and accelerate your debt payoff journey. Track all your loans and credit cards in one place, compare different payment strategies, and see the impact of extra payments on your total interest and payoff timeline.

**Highlights:** Debt payoff calculator, Compare Snowball vs. Avalanche methods, Visualize extra payment impact, Track principal vs. interest, Consolidate all debt types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Crusher free?

Debt Crusher is free to download, with no in-app purchases.

### Is Debt Magic free?

Debt Magic is free to download, with no in-app purchases.

### Do Debt Crusher or Debt Magic have ads?

Neither Debt Crusher nor Debt Magic shows ads.

### Which is updated more often, Debt Crusher or Debt Magic?

Debt Crusher ships an update every 3 months, and Debt Magic weekly. Most recently, Debt Crusher was updated on September 10, 2026 and Debt Magic on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*