# Debt Crusher vs Debt Payoff Tracker & Planner

The clearest difference is in-app purchases: Debt Crusher at none against Debt Payoff Tracker & Planner's 4. Debt Crusher also leads on iOS requirement (12.0 vs 18.0). Debt Payoff Tracker & Planner's advantage is update cadence (every 10 days vs every 3 months) and ratings volume (11 vs 1). On price, rating, ads and device support there is nothing between them.

Both are free to download. Debt Payoff Tracker & Planner sells 4 in-app purchases, starting at $0.99 per 7 days. Debt Crusher asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Debt Crusher against 5.0 for Debt Payoff Tracker & Planner. That said, the two scores are not equally well evidenced: Debt Payoff Tracker & Planner has 11 ratings behind it against 1, so its average is the more settled of the two.

Debt Crusher ships an update every 3 months, Debt Payoff Tracker & Planner every 10 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Debt Crusher | Debt Payoff Tracker & Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/debt-crusher/id6743009462/reviews) | [5.0 (11 ratings)](https://appshunter.io/ios/app/debt-payoff-tracker-and-planner/id6757639474/reviews) |
| Number of ratings | 1 | **11** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 38 MB | 5 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Asset Planet](https://appshunter.io/developer/1652478497) | [Alona Nesterenko](https://appshunter.io/developer/1890650834) |

## What reviewers say

### Debt Crusher

[App page](https://appshunter.io/ios/app/debt-crusher/id6743009462)

This app helps users manage and pay off their debts with strategic planning and visual motivation. It offers educational resources to guide users toward financial freedom.

**Highlights:** Debt repayment strategy, Visual motivation tools, Financial freedom planning, Educational resources, Intuitive interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Debt Payoff Tracker & Planner

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-and-planner/id6757639474)

This app helps you manage and pay off your debts faster using proven strategies. Track all your debts, visualize your progress, and receive payment reminders to achieve financial freedom.

**Highlights:** Four payoff strategies (Snowball, Avalanche, Credit Score Focus, Custom), Real-time debt-free date calculator, What-if calculator for extra payments, Track unlimited debts (with premium), Multi-currency support, Payment history and breakdown, Payment reminders

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $0.99 | per 7 days |
| Monthly Premium. | $4.99 | per month |
| Yearly Premium | $9.99 | per year |
| Lifetime Access | $19.99 | one-time |


## Frequently asked questions

### Is Debt Crusher free?

Debt Crusher is free to download, with no in-app purchases.

### Is Debt Payoff Tracker & Planner free?

Debt Payoff Tracker & Planner is free to download, with in-app purchases available.

### Which has better reviews, Debt Crusher or Debt Payoff Tracker & Planner?

Debt Crusher and Debt Payoff Tracker & Planner are both rated 5.0 out of 5 on the App Store, from 1 and 11 ratings respectively.

### Do Debt Crusher or Debt Payoff Tracker & Planner have ads?

Neither Debt Crusher nor Debt Payoff Tracker & Planner shows ads.

### Which is updated more often, Debt Crusher or Debt Payoff Tracker & Planner?

Debt Crusher ships an update every 3 months, and Debt Payoff Tracker & Planner every 10 days. Most recently, Debt Crusher was updated on October 30, 2026 and Debt Payoff Tracker & Planner on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*