# 自动记账 vs WhySpend

The clearest difference is iOS requirement: 自动记账 at 16 against WhySpend's 18.0. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. 自动记账 sells 2 in-app purchases, starting at $6.99 per year and WhySpend sells 2 in-app purchases, starting at $7.99 per year. Whichever you choose, the download price is not the number that matters.

自动记账 ships an update every 5 days, WhySpend weekly. The most recent releases landed on October 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 自动记账 | WhySpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 38 MB | 29 MB |
| Requires iOS | **16** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [小拓 林](https://appshunter.io/developer/1267985198) | [俊宏 刘](https://appshunter.io/developer/1848805585) |

## What reviewers say

### 自动记账

[App page](https://appshunter.io/ios/app/1/id6743019405)

Effortlessly track your finances with an intuitive and fun app. It automates bill analysis, offers visual insights, and secures your data with password protection and iCloud backup. Ideal for modern users seeking simple, efficient financial management.

**Highlights:** Automated bill analysis, Customizable tags and budgets, Password protection and iCloud backup, Visual chart analysis, Multi-account management, Data export and migration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 年会员 | $6.99 | per year |
| 永久会员 | $9.99 | one-time |


### WhySpend

[App page](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456)

This app helps you track your spending by not only recording the amount but also the emotions behind each purchase. It focuses on understanding mood-driven versus necessity spending with simple logging and insightful reviews. Gain clarity on your financial habits and emotional triggers without complex accounting.

**Highlights:** Log spending with amount, category, and mood, Customizable mood tags, Detailed spending and mood reports, Emotional spending trend analysis, Gentle spending alerts, Post-purchase reflection, iCloud sync for data privacy

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $7.99 | per year |
| Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 自动记账 free?

自动记账 is free to download, with in-app purchases available.

### Is WhySpend free?

WhySpend is free to download, with in-app purchases available.

### Do 自动记账 or WhySpend have ads?

Neither 自动记账 nor WhySpend shows ads.

### Which is updated more often, 自动记账 or WhySpend?

自动记账 ships an update every 5 days, and WhySpend weekly. Most recently, 自动记账 was updated on October 7, 2026 and WhySpend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*