# 自动记账 vs M Budget

The clearest difference is monetization model: M Budget at free against 自动记账's freemium. 自动记账's advantage is update cadence (every 5 days vs every 2 weeks). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. 自动记账 sells 2 in-app purchases, starting at $6.99 per year and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

自动记账 ships an update every 5 days, M Budget every 2 weeks. The most recent releases landed on October 7, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | 自动记账 | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 38 MB | 34 MB |
| Requires iOS | **16** | 17.2 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [小拓 林](https://appshunter.io/developer/1267985198) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### 自动记账

[App page](https://appshunter.io/ios/app/1/id6743019405)

Effortlessly track your finances with an intuitive and fun app. It automates bill analysis, offers visual insights, and secures your data with password protection and iCloud backup. Ideal for modern users seeking simple, efficient financial management.

**Highlights:** Automated bill analysis, Customizable tags and budgets, Password protection and iCloud backup, Visual chart analysis, Multi-account management, Data export and migration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 年会员 | $6.99 | per year |
| 永久会员 | $9.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $4.99 | one-time |


## Frequently asked questions

### Is 自动记账 free?

自动记账 is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Do 自动记账 or M Budget have ads?

Neither 自动记账 nor M Budget shows ads.

### Which is updated more often, 自动记账 or M Budget?

自动记账 ships an update every 5 days, and M Budget every 2 weeks. Most recently, 自动记账 was updated on October 7, 2026 and M Budget on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*