# Smart Wallet vs PanuCal

The clearest difference is update cadence: Smart Wallet at every 2 weeks against PanuCal's every 6 months. Smart Wallet also leads on iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Wallet ships an update every 2 weeks, PanuCal every 6 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | Smart Wallet | PanuCal |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 months |
| Monetization | Free | — |
| Size | 29 MB | 6 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Musa Adıtepe](https://appshunter.io/developer/1702242681) | [Panu Teknoloji](https://appshunter.io/developer/1812024598) |

## What reviewers say

### Smart Wallet

[App page](https://appshunter.io/ios/app/smart-wallet-budget-tracker/id6743025499)

Effortlessly track expenses, manage budgets, and set savings goals with this intuitive financial management tool. Gain insights into spending habits with detailed analysis and secure your financial data with advanced protection.

**Highlights:** Expense and income recording, Automatic transaction categorization, Customizable budget creation, Savings goal setting and tracking, Financial analysis and reports, Secure data protection, Receipt scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### PanuCal

[App page](https://appshunter.io/ios/app/panucal/id6745405098)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart Wallet free?

Smart Wallet is free to download, with no in-app purchases.

### Is PanuCal free?

PanuCal is free to download, with no in-app purchases.

### Do Smart Wallet or PanuCal have ads?

Neither Smart Wallet nor PanuCal shows ads.

### Which is updated more often, Smart Wallet or PanuCal?

Smart Wallet ships an update every 2 weeks, and PanuCal every 6 months. Most recently, Smart Wallet was updated on October 30, 2026 and PanuCal on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*