# BudgetKit vs Cozy Funds

The clearest difference is in-app purchases: BudgetKit at none against Cozy Funds's 3. BudgetKit also leads on iOS requirement (13.0 vs 16.6). Cozy Funds's advantage is update cadence (every 3 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Cozy Funds sells 3 in-app purchases, starting at $2.99 per 7 days. BudgetKit asks for nothing beyond the download.

BudgetKit ships an update every 3 weeks, Cozy Funds every 3 days. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | BudgetKit | Cozy Funds |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | — | Freemium |
| Size | 30 MB | 49 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Jose Angel Sanchez Castro](https://appshunter.io/developer/1613079938) | [Anslem Ubaka](https://appshunter.io/developer/1850332608) |

## What reviewers say

### BudgetKit

[App page](https://appshunter.io/ios/app/budgetkit-expense-tracker/id6743044834)

**Features:** macOS Compatibility

**In-app purchases:** none


### Cozy Funds

[App page](https://appshunter.io/ios/app/cozy-funds-expense-tracker/id6754826032)

This app offers a peaceful and supportive way to manage your finances. It securely connects to your bank accounts for automated transaction syncing, providing clear visual insights into your spending and budget progress without any advertisements.

**Highlights:** Automated transaction syncing, Visual spending insights, Flexible budget creation, Unified net worth view, Ad-free experience, Transaction filtering

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $2.99 | per 7 days |
| Monthly Subscription | $9.99 | per month |
| Yearly Subscription | $79.99 | per year |


## Frequently asked questions

### Is BudgetKit free?

BudgetKit is free to download, with no in-app purchases.

### Is Cozy Funds free?

Cozy Funds is free to download, with in-app purchases available.

### Do BudgetKit or Cozy Funds have ads?

Neither BudgetKit nor Cozy Funds shows ads.

### Which is updated more often, BudgetKit or Cozy Funds?

BudgetKit ships an update every 3 weeks, and Cozy Funds every 3 days. Most recently, BudgetKit was updated on October 25, 2026 and Cozy Funds on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*