# Spending Tracker vs Monthly Expense

The clearest difference is in-app purchases: Monthly Expense at none against Spending Tracker's 4. Monthly Expense also leads on update cadence (every 2 weeks vs every 3 months) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Monthly Expense asks for nothing beyond the download.

Spending Tracker ships an update every 3 months, Monthly Expense every 2 weeks. The most recent releases landed on August 26, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Monthly Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 50 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) | [August Aeppli](https://appshunter.io/developer/1018953193) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


### Monthly Expense

[App page](https://appshunter.io/ios/app/monthly-expense/id6746046845)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Monthly Expense free?

Monthly Expense is free to download, with no in-app purchases.

### Do Spending Tracker or Monthly Expense have ads?

Neither Spending Tracker nor Monthly Expense shows ads.

### Which is updated more often, Spending Tracker or Monthly Expense?

Spending Tracker ships an update every 3 months, and Monthly Expense every 2 weeks. Most recently, Spending Tracker was updated on August 26, 2026 and Monthly Expense on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*