# Spending Tracker vs Net Worth Horizon

The clearest difference is in-app purchases: Net Worth Horizon at none against Spending Tracker's 4. Net Worth Horizon also leads on update cadence (every 6 weeks vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Net Worth Horizon asks for nothing beyond the download.

Spending Tracker ships an update every 5 months, Net Worth Horizon every 6 weeks. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Net Worth Horizon |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 6 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 5 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) | [Ilya Vydrenkov](https://appshunter.io/developer/891736186) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


### Net Worth Horizon

[App page](https://appshunter.io/ios/app/net-worth-horizon/id6751173767)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Net Worth Horizon free?

Net Worth Horizon is free to download, with no in-app purchases.

### Do Spending Tracker or Net Worth Horizon have ads?

Neither Spending Tracker nor Net Worth Horizon shows ads.

### Which is updated more often, Spending Tracker or Net Worth Horizon?

Spending Tracker ships an update every 5 months, and Net Worth Horizon every 6 weeks. Most recently, Spending Tracker was updated on October 30, 2026 and Net Worth Horizon on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*