# Spending Tracker vs My Budget

The clearest difference is in-app purchases: My Budget at none against Spending Tracker's 4. My Budget also leads on update cadence (every 2 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. My Budget asks for nothing beyond the download.

Spending Tracker ships an update every 5 months, My Budget every 2 days. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Spending Tracker | My Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 4 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) | [Webase LLC](https://appshunter.io/developer/1593155356) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


### My Budget

[App page](https://appshunter.io/ios/app/my-budget/id6752649938)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is My Budget free?

My Budget is free to download, with no in-app purchases.

### Do Spending Tracker or My Budget have ads?

Neither Spending Tracker nor My Budget shows ads.

### Which is updated more often, Spending Tracker or My Budget?

Spending Tracker ships an update every 5 months, and My Budget every 2 days. Most recently, Spending Tracker was updated on October 30, 2026 and My Budget on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*