# Spending Tracker vs Spendly

The clearest difference is update cadence: Spendly at every 9 days against Spending Tracker's every 3 months. Spendly also leads on iOS requirement (15.6 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days and Spendly sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update every 3 months, Spendly every 9 days. The most recent releases landed on August 26, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Spendly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 56 MB |
| Requires iOS | 17.6 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) | [R&M Group AB](https://appshunter.io/developer/1834136977) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


### Spendly

[App page](https://appshunter.io/ios/app/spendly-budget-tracker/id6755186925)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendly Premium | $2.99 | per month |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Do Spending Tracker or Spendly have ads?

Neither Spending Tracker nor Spendly shows ads.

### Which is updated more often, Spending Tracker or Spendly?

Spending Tracker ships an update every 3 months, and Spendly every 9 days. Most recently, Spending Tracker was updated on August 26, 2026 and Spendly on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*