# FinGym vs Richr AI

The clearest difference is review sentiment: Richr AI at 100% against FinGym's 50%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month and Richr AI sells 2 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

FinGym ships an update every 3 weeks, Richr AI monthly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | FinGym | Richr AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/richr-ai/id6744161346/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Freemium | Free with in-app purchases |
| Size | 44 MB | 51 MB |
| Requires iOS | 15.1 | **14.0.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Karthik Dechiraju](https://appshunter.io/developer/1801119035) | [Mitchel Adams](https://appshunter.io/developer/1806327044) |

## What reviewers say

### FinGym

[App page](https://appshunter.io/ios/app/fingym-net-worth-tracker/id6743069741)

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

**Highlights:** Offline net worth tracking, Encrypted data storage, Asset and liability management, Automatic net worth calculations, Compound interest calculator, ROI calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $44.99 | per year |


### Richr AI

[App page](https://appshunter.io/ios/app/richr-ai/id6744161346)

Understand your financial progress with a single score. This app uses AI to analyze your income, savings, debt, and investments, providing personalized insights without linking bank accounts. It offers clarity and motivation for your financial journey.

**Highlights:** Richr Level score, AI-powered personalized insights, Privacy-first, no bank linking, Track income, savings, debt, investments, Financial progress visualization

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Richr Pro Weekly | $3.99 | per 7 days |
| Richr Pro Monthly | $9.99 | per month |


## Frequently asked questions

### Is FinGym free?

FinGym is free to download, with in-app purchases available.

### Is Richr AI free?

Richr AI is free to download, with in-app purchases available.

### Do FinGym or Richr AI have ads?

Neither FinGym nor Richr AI shows ads.

### Which is updated more often, FinGym or Richr AI?

FinGym ships an update every 3 weeks, and Richr AI monthly. Most recently, FinGym was updated on November 4, 2026 and Richr AI on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*