# FinGym vs WorthUp

The clearest difference is in-app purchases: WorthUp at none against FinGym's 2. WorthUp also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (13.0 vs 15.1). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. FinGym sells 2 in-app purchases, starting at $4.99 per month. WorthUp asks for nothing beyond the download.

FinGym ships an update every 3 weeks, WorthUp weekly. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | FinGym | WorthUp |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | Freemium |
| Size | 44 MB | 36 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 9+ |
| Developer | [Karthik Dechiraju](https://appshunter.io/developer/1801119035) | [Rajat Rajput](https://appshunter.io/developer/1886977679) |

## What reviewers say

### FinGym

[App page](https://appshunter.io/ios/app/fingym-net-worth-tracker/id6743069741)

This app offers a private and secure way to track your net worth offline. It allows you to manage assets and liabilities with strong encryption, ensuring your financial data remains on your device. Built-in calculators help you make informed decisions about your wealth.

**Highlights:** Offline net worth tracking, Encrypted data storage, Asset and liability management, Automatic net worth calculations, Compound interest calculator, ROI calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $44.99 | per year |


### WorthUp

[App page](https://appshunter.io/ios/app/worthup-net-worth-tracker/id6767202434)

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

**Highlights:** Offline-first net worth tracking, Track assets and liabilities, Net worth history charts, Financial goal setting, Family portfolio management, Customizable categories, Secure optional cloud sync

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FinGym free?

FinGym is free to download, with in-app purchases available.

### Is WorthUp free?

WorthUp is free to download, with no in-app purchases.

### Do FinGym or WorthUp have ads?

Neither FinGym nor WorthUp shows ads.

### Which is updated more often, FinGym or WorthUp?

FinGym ships an update every 3 weeks, and WorthUp weekly. Most recently, FinGym was updated on October 17, 2026 and WorthUp on October 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*