# Fathom AI vs Personal Loans Student Guide

Fathom AI and Personal Loans Student Guide both sit at 4.3 stars, but that hides the real split: 100% of Personal Loans Student Guide's written reviews are positive against 20% of Fathom AI's. Fathom AI's advantage is monetization model (free with in-app purchases vs subscription). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Fathom AI sells 7 in-app purchases, starting at $3.99 per 7 days and Personal Loans Student Guide sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Personal Loans Student Guide holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 60 and 39 respectively. Written reviews point the same way: 20% of Fathom AI's written reviews are positive against 100% of Personal Loans Student Guide's.

## The numbers

| Metric | Fathom AI | Personal Loans Student Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (60 ratings)](https://appshunter.io/ios/app/fathom-ai-note-taker/id6743082032/reviews) | **[4.5 (39 ratings)](https://appshunter.io/ios/app/personal-loans-student-guide/id6752288134/reviews)** |
| Number of ratings | **60** | 39 |
| Positive reviews | 20.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | **Free with in-app purchases** | Subscription |
| Size | 148 MB | 9 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cindy Eaton](https://appshunter.io/developer/1873039418) | [Jake's Quiz Ltd](https://appshunter.io/developer/1838668168) |

## What reviewers say

### Fathom AI

[App page](https://appshunter.io/ios/app/fathom-ai-note-taker/id6743082032)

Effortlessly capture and organize information from audio recordings and documents. This app offers accurate speech-to-text transcription, AI-powered Q&A on your notes, and translation capabilities. Ideal for students and professionals seeking efficient information management.

**Highlights:** Accurate speech-to-text transcription, Import audio, PDF, and video content, AI assistant for note-based questions, Transcription translation, Organize notes into folders, Edit and export notes to PDF

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $3.99 | per 7 days |
| Weekly | $4.99 | per 7 days |
| Weekly | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $19.99 | per year |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


### Personal Loans Student Guide

[App page](https://appshunter.io/ios/app/personal-loans-student-guide/id6752288134)

This app guides users through personal loans, offering explanations, comparison tools, and credit improvement advice. It features an AI assistant for instant answers and a calculator for financial estimations.

**Highlights:** Step-by-step loan guides, AI assistant for questions, Smart payment calculator, Loan offer comparison, Credit improvement tips, FAQ section

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Personal Loan Guide Pro | $4.99 | per 7 days |
| Personal Loan Guide Trial | $4.99 | per 7 days |


## Frequently asked questions

### Is Fathom AI free?

Fathom AI is free to download, with in-app purchases available.

### Is Personal Loans Student Guide free?

Personal Loans Student Guide is free to download, with in-app purchases available.

### Which has better reviews, Fathom AI or Personal Loans Student Guide?

Personal Loans Student Guide is rated higher. Fathom AI averages 4.3 out of 5 from 60 ratings, while Personal Loans Student Guide averages 4.5 from 39 ratings.

### Do Fathom AI or Personal Loans Student Guide have ads?

Neither Fathom AI nor Personal Loans Student Guide shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*