Comparison

RUPIQ vs Money Journal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RUPIQ

Features
Read full description

RUPIQ is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performace of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator

About

Money Journal

Features
Read full description

PREMIUM — PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase. Every dollar you spend, written down in ten seconds — and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud. Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower — until you realize it is exactly why you finally know where the money goes. WHAT YOU GET • A spending log you actually keep up — add an expense in seconds by keyboard, voice, or receipt scan • Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance • Monthly category budgets that warn you before you overshoot, not after • Charts and month-to-month comparisons that show the leak (it's usually food delivery) • Savings goals, debts, assets and net worth — the full picture, not just outflow • Split a dinner among five people and get the exact settle-up amounts PERFECT FOR • Cash-first spenders whose bank app only ever sees half the story • Anyone who quit a bank-linking budget app over privacy • Couples and housemates settling shared costs without a shared account • Kakeibo fans who want the paper-ledger ritual with searchable history WHY NOT JUST A SPREADSHEET? A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger — and lose the Sunday-night data entry. PRIVATE BY DEFAULT No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone. PREMIUM (PURCHASE REQUIRED) Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase — prices are shown in the app before you commit. Start tonight: log today's spending before bed, and read your first honest week on Sunday. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia

Screenshots

RUPIQ4 screens
Money Journal4 screens

Verdict

The call

The clearest difference is in-app purchases: RUPIQ at none against Money Journal's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Money Journal sells 3 in-app purchases, starting at $2.99 per 7 days. RUPIQ asks for nothing beyond the download.

UpkeepUpdate frequency

RUPIQ ships an update every 2 months, Money Journal every 3 months. The most recent releases landed on November 4, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Ā· 5 level
RUPIQ versus Money Journal: the parameters behind the verdict, then further details
ParameterRUPIQMoney Journal
PriceFreeFree
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size102 MB16 MB
Age rating4+4+
DeveloperDelta WiseLEAN ASIA CO., LTD

In-app purchases

None

RUPIQ

No in-app purchases

3 purchases

Money Journal

Subscriptions2
  • Premium Weekly Plan$2.997 Days
  • Premium Yearly3 Days trial$14.991 Year
One-time1
  • Lifetime$29.99

Questions

Is RUPIQ free?
RUPIQ is free to download, with no in-app purchases.
Is Money Journal free?
Money Journal is free to download, with in-app purchases available.
Do RUPIQ or Money Journal have ads?
Neither RUPIQ nor Money Journal shows ads.
Which is updated more often, RUPIQ or Money Journal?
RUPIQ ships an update every 2 months, and Money Journal every 3 months. Most recently, RUPIQ was updated on November 4, 2026 and Money Journal on October 28, 2026.

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