RUPIQ vs Money Journal
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
RUPIQ
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RUPIQ is one-stop shopping for all your Financial needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: Mutual Funds Equity Shares Bonds Fixed Deposits PMS Insurance Key Features: Complete Portfolio report download including all assets. View historical Performace of your Portfolio easily Transaction statement of any period 1 Click Statement of Account Download for any Asset Management Company in India Advanced Capital Gain Reports Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency SIP Report to be informed of your Running and Upcoming SIPs, STPs. Insurance list to keep track of premiums to be paid. Folio details registered with each AMC. Calculators and Tools available: Retirement Calculator SIP Calculator SIP Delay Calculator SIP Step up Calculator Marriage Calculator EMI Calculator
Money Journal
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PREMIUM ā PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase. Every dollar you spend, written down in ten seconds ā and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud. Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower ā until you realize it is exactly why you finally know where the money goes. WHAT YOU GET ⢠A spending log you actually keep up ā add an expense in seconds by keyboard, voice, or receipt scan ⢠Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance ⢠Monthly category budgets that warn you before you overshoot, not after ⢠Charts and month-to-month comparisons that show the leak (it's usually food delivery) ⢠Savings goals, debts, assets and net worth ā the full picture, not just outflow ⢠Split a dinner among five people and get the exact settle-up amounts PERFECT FOR ⢠Cash-first spenders whose bank app only ever sees half the story ⢠Anyone who quit a bank-linking budget app over privacy ⢠Couples and housemates settling shared costs without a shared account ⢠Kakeibo fans who want the paper-ledger ritual with searchable history WHY NOT JUST A SPREADSHEET? A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger ā and lose the Sunday-night data entry. PRIVATE BY DEFAULT No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone. PREMIUM (PURCHASE REQUIRED) Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase ā prices are shown in the app before you commit. Start tonight: log today's spending before bed, and read your first honest week on Sunday. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia
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Verdict
The clearest difference is in-app purchases: RUPIQ at none against Money Journal's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Money Journal sells 3 in-app purchases, starting at $2.99 per 7 days. RUPIQ asks for nothing beyond the download.
RUPIQ ships an update every 2 months, Money Journal every 3 months. The most recent releases landed on November 4, 2026 and October 28, 2026 respectively.
| Parameter | RUPIQ | Money Journal |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months ā better | Every 3 months |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPad ā better | iPhone |
| Requires iOS | 16.0 ā better | 17.0 |
| Further details ā not scored | ||
| Size | 102 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Delta Wise | LEAN ASIA CO., LTD |
In-app purchases
RUPIQ
No in-app purchases
Money Journal
- Premium Weekly Plan$2.997 Days
- Premium Yearly3 Days trial$14.991 Year
- Lifetime$29.99









