# LB Banque vs Paykko

The clearest difference is rating: LB Banque at 5.0 against Paykko's 4.3. Paykko's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (6 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LB Banque holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Paykko has 6 ratings behind it against 1, so its average is the more settled of the two.

LB Banque ships an update every 3 weeks, Paykko weekly. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | LB Banque | Paykko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-banque/id6743096056/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/paykko/id6758107133/reviews) |
| Number of ratings | 1 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 62 MB | 87 MB |
| Requires iOS | 15.6 | **15** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [LB Banque](https://appshunter.io/developer/1801299095) | [Gara (apps)](https://appshunter.io/developer/1848598128) |

## What reviewers say

### LB Banque

[App page](https://appshunter.io/ios/app/lb-banque/id6743096056)

This app modernizes the traditional collective savings practice known as tontine. Users can create or join savings groups, manage contributions, and receive payouts digitally. It offers a secure and transparent way to save money collectively.

**Highlights:** Create personalized tontines, Join existing tontines, Integrated messaging, Secure identity verification, Real-time progress tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paykko

[App page](https://appshunter.io/ios/app/paykko/id6758107133)

This app modernizes traditional savings circles by making them digital, secure, and accessible. Save individually at your own pace or join groups to amplify your impact. Automated payments and a credit score system reward your consistency.

**Highlights:** Individual and group savings, Automated mobile money payments, Credit score building, Cross-border tontines, Flexible savings cycles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LB Banque free?

LB Banque is free to download, with no in-app purchases.

### Is Paykko free?

Paykko is free to download, with no in-app purchases.

### Which has better reviews, LB Banque or Paykko?

LB Banque is rated higher. LB Banque averages 5.0 out of 5 from 1 ratings, while Paykko averages 4.3 from 6 ratings.

### Do LB Banque or Paykko have ads?

Neither LB Banque nor Paykko shows ads.

### Which is updated more often, LB Banque or Paykko?

LB Banque ships an update every 3 weeks, and Paykko weekly. Most recently, LB Banque was updated on October 13, 2026 and Paykko on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*