# LB Fintech vs Paykko

The clearest difference is rating: LB Fintech at 5.0 against Paykko's 3.9. Paykko's advantage is update cadence (weekly vs every 3 weeks) and ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LB Fintech holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Paykko has 7 ratings behind it against 1, so its average is the more settled of the two.

LB Fintech ships an update every 3 weeks, Paykko weekly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | LB Fintech | Paykko |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-fintech/id6743096056/reviews)** | [3.9 (7 ratings)](https://appshunter.io/ios/app/paykko/id6758107133/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 61 MB | 88 MB |
| Requires iOS | 15.6 | **15** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [LB Banque](https://appshunter.io/developer/1801299095) | [Gara (apps)](https://appshunter.io/developer/1848598128) |

## What reviewers say

### LB Fintech

[App page](https://appshunter.io/ios/app/lb-fintech/id6743096056)

This app digitizes the traditional collective savings practice known as tontine. Easily create or join savings groups, manage contributions, and receive payouts transparently and securely. It offers a modern, digital approach to a time-tested community finance method.

**Highlights:** Create custom tontine groups, Join existing tontine groups, Integrated group messaging, Secure identity verification, Real-time contribution tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paykko

[App page](https://appshunter.io/ios/app/paykko/id6758107133)

This app modernizes traditional savings circles into a digital, secure, and accessible platform. It allows users to save individually at their own pace or join groups to amplify their financial impact. Automated payments and a credit score system reward financial discipline.

**Highlights:** Individual savings, Group savings (tontines), Automated mobile money payments, Credit score building, Cross-border savings, Flexible savings cycles

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LB Fintech free?

LB Fintech is free to download, with no in-app purchases.

### Is Paykko free?

Paykko is free to download, with no in-app purchases.

### Which has better reviews, LB Fintech or Paykko?

LB Fintech is rated higher. LB Fintech averages 5.0 out of 5 from 1 ratings, while Paykko averages 3.9 from 7 ratings.

### Do LB Fintech or Paykko have ads?

Neither LB Fintech nor Paykko shows ads.

### Which is updated more often, LB Fintech or Paykko?

LB Fintech ships an update every 3 weeks, and Paykko weekly. Most recently, LB Fintech was updated on November 4, 2026 and Paykko on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*