# LB Banque vs Kowo

LB Banque and Kowo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LB Banque ships an update every 3 weeks, Kowo fortnightly. The most recent releases landed on October 13, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | LB Banque | Kowo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/lb-banque/id6743096056/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 62 MB | 49 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [LB Banque](https://appshunter.io/developer/1801299095) | [YandaTech](https://appshunter.io/developer/6777103162) |

## What reviewers say

### LB Banque

[App page](https://appshunter.io/ios/app/lb-banque/id6743096056)

This app modernizes the traditional collective savings practice known as tontine. Users can create or join savings groups, manage contributions, and receive payouts digitally. It offers a secure and transparent way to save money collectively.

**Highlights:** Create personalized tontines, Join existing tontines, Integrated messaging, Secure identity verification, Real-time progress tracking, In-app support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kowo

[App page](https://appshunter.io/ios/app/kowo/id6777103160)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LB Banque free?

LB Banque is free to download, with no in-app purchases.

### Is Kowo free?

Kowo is free to download, with no in-app purchases.

### Do LB Banque or Kowo have ads?

Neither LB Banque nor Kowo shows ads.

### Which is updated more often, LB Banque or Kowo?

LB Banque ships an update every 3 weeks, and Kowo fortnightly. Most recently, LB Banque was updated on October 13, 2026 and Kowo on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*