# 灵感宇宙 vs Penny

The clearest difference is in-app purchases: 灵感宇宙 at none against Penny's 1. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Penny sells 1 one-off in-app purchase. 灵感宇宙 asks for nothing beyond the download.

灵感宇宙 ships an update every 5 days, Penny every 3 days. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | 灵感宇宙 | Penny |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/penny-simple-expense-tracker/id6760332242/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | — | Free with in-app purchases |
| Size | 4 MB | 10 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [世隆 谭](https://appshunter.io/developer/1798016002) | [晓丰 张](https://appshunter.io/developer/1877015444) |

## What reviewers say

### 灵感宇宙

[App page](https://appshunter.io/ios/app/id6743124666)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Penny

[App page](https://appshunter.io/ios/app/penny-simple-expense-tracker/id6760332242)

This minimal expense tracker helps you quickly record income and expenses, organize transactions by category, and review monthly spending trends. Understand where your money goes with clear summaries and budget progress reminders.

**Highlights:** Quickly record income and expenses, Organize transactions by category, Review monthly spending trends, Track budget progress, Category insights, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Penny Pro | $1.99 | one-time |


## Frequently asked questions

### Is 灵感宇宙 free?

灵感宇宙 is free to download, with no in-app purchases.

### Is Penny free?

Penny is free to download, with in-app purchases available.

### Do 灵感宇宙 or Penny have ads?

Neither 灵感宇宙 nor Penny shows ads.

### Which is updated more often, 灵感宇宙 or Penny?

灵感宇宙 ships an update every 5 days, and Penny every 3 days. Most recently, 灵感宇宙 was updated on October 8, 2026 and Penny on October 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*