# Money Tracker vs Budget Planner App

The clearest difference is ads: Budget Planner App at none against Money Tracker's shown. Money Tracker's advantage is update cadence (every 4 days vs every 2 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Money Tracker sells 3 in-app purchases, starting at $2.99 per month and Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Money Tracker ships an update every 4 days, Budget Planner App every 2 weeks. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Money Tracker | Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.9 (181 ratings)](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657/reviews)** |
| Number of ratings | — | **181** |
| Positive reviews | — | 19.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Every 2 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 165 MB | 58 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Viet Long Le](https://appshunter.io/developer/1692588479) | [Dishith Dhanani](https://appshunter.io/developer/1828598857) |

## What reviewers say

### Money Tracker

[App page](https://appshunter.io/ios/app/money-tracker-mona-ai/id6743129895)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Premium | $2.99 | per month |
| Mona Premium | $9.99 | per year |
| Mona Premium | $19.99 | per year |


### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-zero/id6749040657)

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

**Highlights:** AI-powered expense categorization, Voice input for transactions, Monthly budget creation, Savings and debt tracking, Multi-currency support, Spending insights and charts, Recurring transaction management

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Subscription | $3.99 | per 7 days |
| Monthly Subscription | $3.99 | per month |
| Monthly Subscription | $7.99 | per month |
| Annual Subscription | $47.99 | per year |
| Zero Lifetime | $29.99 | one-time |
| Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Money Tracker free?

Money Tracker is free to download, with in-app purchases available.

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Do Money Tracker or Budget Planner App have ads?

Money Tracker shows ads; Budget Planner App does not.

### Which is updated more often, Money Tracker or Budget Planner App?

Money Tracker ships an update every 4 days, and Budget Planner App every 2 weeks. Most recently, Money Tracker was updated on October 25, 2026 and Budget Planner App on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*