# Neela mBank vs Utkrishta iSmart

The clearest difference is iOS requirement: Neela mBank at 13.7 against Utkrishta iSmart's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Neela mBank ships an update every 6 weeks, Utkrishta iSmart every 3 months. Both last shipped on October 30, 2026.

## The numbers

| Metric | Neela mBank | Utkrishta iSmart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 3 months |
| Size | 239 MB | 79 MB |
| Requires iOS | **13.7** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [mBank Technologies](https://appshunter.io/developer/1732994826) | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) |

## What reviewers say

### Neela mBank

[App page](https://appshunter.io/ios/app/neela-mbank/id6743147473)

**Features:** macOS Compatibility

**In-app purchases:** none


### Utkrishta iSmart

[App page](https://appshunter.io/ios/app/utkrishta-ismart/id6744097347)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Neela mBank free?

Neela mBank is free to download, with no in-app purchases.

### Is Utkrishta iSmart free?

Utkrishta iSmart is free to download, with no in-app purchases.

### Do Neela mBank or Utkrishta iSmart have ads?

Neither Neela mBank nor Utkrishta iSmart shows ads.

### Which is updated more often, Neela mBank or Utkrishta iSmart?

Neela mBank ships an update every 6 weeks, and Utkrishta iSmart every 3 months. Most recently, Neela mBank was updated on October 30, 2026 and Utkrishta iSmart on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*