# Pays vs Zelli

The clearest difference is update cadence: Zelli at fortnightly against Pays's every 5 weeks. Pays's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pays ships an update every 5 weeks, Zelli fortnightly. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Pays | Zelli |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/pays/id6743153994/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 84 MB | 49 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Main street finance NBFI LLC](https://appshunter.io/developer/1801690089) | [Metroun Ltd](https://appshunter.io/developer/1855159768) |

## What reviewers say

### Pays

[App page](https://appshunter.io/ios/app/pays/id6743153994)

This service offers innovative loan solutions using modern technology to save you time. Borrow between 50,000 and 2,000,000 MNT with repayment terms of 3, 6, 9, 12, or 24 months, without requiring collateral.

**Highlights:** Quick loan application, Flexible repayment terms, No collateral required, Modern technology solutions, Loan amounts up to 2,000,000 MNT

**Features:** macOS Compatibility

**In-app purchases:** none


### Zelli

[App page](https://appshunter.io/ios/app/zelli/id6785263759)

**In-app purchases:** none


## Frequently asked questions

### Is Pays free?

Pays is free to download, with no in-app purchases.

### Is Zelli free?

Zelli is free to download, with no in-app purchases.

### Do Pays or Zelli have ads?

Neither Pays nor Zelli shows ads.

### Which is updated more often, Pays or Zelli?

Pays ships an update every 5 weeks, and Zelli fortnightly. Most recently, Pays was updated on October 19, 2026 and Zelli on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*