# Spending Tracker vs Lumina Tracker

The clearest difference is ads: Spending Tracker at none against Lumina Tracker's shown. Lumina Tracker's advantage is update cadence (every 2 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $2.99 per month and Lumina Tracker sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update every 3 weeks, Lumina Tracker every 2 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Lumina Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Size | 23 MB | 44 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Igor Cicej](https://appshunter.io/developer/1768292777) | [Valerii Dmytryshyn](https://appshunter.io/developer/1896756582) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-finpro/id6743174740)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $2.99 | per month |
| Yearly Subscription | $14.99 | per year |
| Lifetime | $39.99 | one-time |


### Lumina Tracker

[App page](https://appshunter.io/ios/app/lumina-tracker/id6770595359)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lumina Plus — щомісяця | $0.99 | per month |
| Lumina Plus — щороку | $7.99 | per year |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Lumina Tracker free?

Lumina Tracker is free to download, with in-app purchases available.

### Do Spending Tracker or Lumina Tracker have ads?

Lumina Tracker shows ads; Spending Tracker does not.

### Which is updated more often, Spending Tracker or Lumina Tracker?

Spending Tracker ships an update every 3 weeks, and Lumina Tracker every 2 days. Most recently, Spending Tracker was updated on October 25, 2026 and Lumina Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*