# Debt Buddy vs Debt Payoff Planner

The clearest difference is review sentiment: Debt Buddy at 100% against Debt Payoff Planner's 0%. Debt Buddy also leads on in-app purchases (none vs 2) and ratings volume (4 vs 1). Debt Payoff Planner's advantage is rating (5.0 vs 3.8) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Debt Payoff Planner sells 2 in-app purchases, starting at $4.99 per month. Debt Buddy asks for nothing beyond the download.

Debt Payoff Planner holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 100% of Debt Buddy's written reviews are positive against 0% of Debt Payoff Planner's, so the app with the better star average is not the one people write more warmly about.

## The numbers

| Metric | Debt Buddy | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (4 ratings)](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | — | Fortnightly |
| Monetization | **Ad-supported** | Freemium |
| Size | 33 MB | 32 MB |
| Requires iOS | **12.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [舰 何](https://appshunter.io/developer/1684644424) | [Linas Nutautas](https://appshunter.io/developer/1738774097) |

## What reviewers say

### Debt Buddy

[App page](https://appshunter.io/ios/app/debt-buddy-money-tracker/id6743215073)

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

**Highlights:** Easy debt tracking, Payment reminders, Interest calculation, Intuitive design, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-tracker/id6744280524)

Create a personalized plan to become debt-free by tracking loans, credit cards, and mortgages. Compare payoff strategies, log payments, and visualize your progress towards financial freedom.

**Highlights:** Personalized debt payoff plans, Track loans, credit cards, and mortgages, Compare Snowball, Avalanche, and Cash Flow strategies, Log payments and track progress, Debt-free date countdown, Payment reminders and overdue alerts, Works offline

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Premium | $4.99 | per month |
| Debt Tracker Premium | $29.99 | per year |


## Frequently asked questions

### Is Debt Buddy free?

Debt Buddy is free to download, with no in-app purchases.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Which has better reviews, Debt Buddy or Debt Payoff Planner?

Debt Payoff Planner is rated higher. Debt Buddy averages 3.8 out of 5 from 4 ratings, while Debt Payoff Planner averages 5.0 from 1 ratings.

### Do Debt Buddy or Debt Payoff Planner have ads?

Debt Buddy shows ads; Debt Payoff Planner does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*